17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (2024)

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Our Recommended Top 17 We did the research for you! Providers Expertise.com Rating Review Sources Why choose this provider? Attorney Information Expertise.com Rating Review Sources Why choose this provider? Attorney Information Expertise.com Rating Review Sources Why choose this provider? Attorney Information Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Attorney Information Expertise.com Rating Review Sources Why choose this provider? Attorney Information Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Attorney Information Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Compare our Top Workers Compensation Attorneys FAQs What is the non-emergency contact number for the local police station in Des Moines, Iowa? Where can I get a copy of police report for incidents related to my case in Des Moines, Iowa? If you sustain an injury at work in Des Moines, may you go to your own doctor? Can an employer in Des Moines require an injured employee to use personal sick days and vacation time after a job injury? Are copies of medical records available to injured workers in Des Moines? Should you accept a lump sum payment right away for your Des Moines workplace injury? When can you go back to work in Des Moines after suffering a work-related injury? What does a workers’ compensation attorney do? What are the benefits of filing a workers’ compensation claim? How long does a workers’ compensation claim stay open? What is the average payout for a workers’ compensation claim? How are settlements calculated in workers’ compensation cases? What is workers comp? What does workers comp cover? What does a workers comp defense attorney do? When does workers comp start paying? How much is workers comp insurance for self-employed people? How do I file a workers comp claim? Related Articles How To Hire A Workers' Compensation Lawyer How Much Does a Workers’ Compensation Attorney Cost? Can I Sue My Employer for COVID-19 Exposure? Are You Eligible for Workers’ Compensation? What To Do After an Accident at Work: A Step-by-Step Guide Reasons Your Workers’ Comp Claim May Be Denied What’s the Difference Between a Personal Injury Claim and a Workers’ Comp Claim? When to Hire a Workers’ Compensation Attorney and What to Expect Workers’ Compensation Claim Limitations and Deadlines Find top Workers Compensation Attorneys nearby Other top picks in your area

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2024

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Featured Provider

319 Southwest 5th Street, Des Moines, IA50309

Expertise.com Rating

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4.7 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (7)(3)
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5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (8)(1)

Why choose this provider?

Founded in 1954, the Spellman Law Firm is a multi-practice firm with years of experience handling workers' compensation cases. The Des Moines-based firm advises and represents clients throughout the metro area. Its clients come from a range of professions, including construction and office workers whose disabilities are temporary, permanent, partial, and total. The firm also handles personal injury cases. Some of its attorneys are members of the Iowa Association of Workers' Compensation Lawyers.

  • Wrongful Death
  • Construction Accident
  • Premises Liability

Attorney Information

Attorney NameBar StatusExperience
Thomas Spellman - PartnerActive39 yrs
Elizabeth Pudenz - PartnerActive9 yrs
Martin Spellman - PartnerActive57 yrs

2454 Southwest 9th Street, Des Moines, IA50315

Expertise.com Rating

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4.7 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (9)(11)
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4.8 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (10)(4)
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5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (11)(1)

Why choose this provider?

Hemminger Law Firm is a civil litigation legal office that has been serving the residents of Des Moines since 2002. The firm represents employees from construction sites, offices, and factories who were injured due to falling objects, frequent lifting, and repetitive motions and stress. It also advocates for families who lost loved ones in workplace accidents, such as explosions. Partner John Hemminger is a member of the American Association for Justice.

  • Workplace Injury

Attorney Information

Attorney NameBar StatusExperience
John Hemminger - OwnerActive43 yrs

4940 Pleasant Street, West Des Moines, IA50266

Expertise.com Rating

Review Sources

Google
5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (12)(29)
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5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (13)(19)

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Rouse Law PC is a solo practice founded by Ward A. Rouse, a workman's comp attorney near Des Moines who has been practicing law since the early 1990s. Attorney Rouse can help clients calculate their potential workers' compensation payments based on their average weekly wage, understand how their impairment rating is calculated, and arbitrate with their employers' representatives. He has experience handling cases involving weekly compensation, permanent impairment benefits, medical bill payments, and vocational rehabilitation.

  • Wrongful Death
  • Workplace Injury
  • Temporary Disability

Attorney Information

Attorney NameBar StatusExperience
Ward Rouse - PrincipalActive34 yrs

505 5th Ave. Ste 810, Des Moines, IA50309

Expertise.com Rating

Why choose this provider?

Bandstra Law Firm has been representing clients in family, criminal, and personal injury law for over 28 years. It handles workers' compensation cases in the Des Moines area and assists injured workers in filing civil suits. Scott Bandstra and his team help clients in dealing with insurance representatives and building case strategies through investigations and witness gathering. Bandstra is admitted to the U.S. Supreme Court and is a member of The American Inns of Court and The Iowa Association of Justice.

  • Construction Accident

2100 Westown Parkway, Suite 210, West Des Moines, IA50265

Expertise.com Rating

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5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (17)(56)
Google
4.8 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (18)(31)

Why choose this provider?

Coppola, McConville, Carroll, Hockenberg & Flynn, P.C., serves members of the Des Moines labor force who have claims under workers' compensation law. The firm seeks damages for the medical treatment and physical therapy of injuries acquired in the course of work. It represents individuals who have suffered bad backs, impaired necks, and amputated limbs. The office also handles employment law matters like wrongful discharge and harassment. Counsel Charles A. Coppola is well-versed in personal injury claims and has been a defendant's and plaintiff's lawyer.

  • Wrongful Death
  • Construction Accident
  • Premises Liability

2501 Grand Avenue, Des Moines, IA50312

Expertise.com Rating

Review Sources

Google
4.7 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (19)(29)
Avvo
4.9 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (20)(21)
Yelp
3.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (21)(2)

Why choose this provider?

Erbe Law Firm caters to members of the Des Moines labor force who have claims under workers' compensation legislation. The office seeks sums to answer for workplace injuries and wrongful deaths. These damages include restitution for medical expenses, funeral costs, and loss of consortium. The firm also has experience with class-action lawsuits under wage and hour statutes. Counsel Harley C. Erbe has been in the legal field since 1999 and is a civil litigator. He founded his private practice in 2005.

  • Construction Accident

535 S.W. 11th Street, Suite 100, Des Moines, IA50309

Expertise.com Rating

Review Sources

Google
4.8 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (22)(16)
Avvo
5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (23)(3)

Why choose this provider?

Miller, Zimmerman & Evans represents clients in Des Moines and nearby areas who have been injured on the job. It assists workers in seeking justice and securing monetary compensation for medical treatment and lost wages through mediation or litigation. The firm's caseload also includes divorce, paternity, and child and spousal support. One of the partners, Donna Miller, is a member of the National Association of Women Business Owners and the Iowa Association of Workers’ Compensation Lawyers.

  • Wrongful Death

2423 Ingersoll Avenue, Des Moines, IA50312

Expertise.com Rating

Review Sources

Google
4.4 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (24)(8)

Why choose this provider?

Spaulding & Shaull PLC is a civil litigation law firm representing the residents of Des Moines and the surrounding cities. The firm has experience with workers' compensation cases involving disabilities, disfigurement, preexisting injuries that were worsened due to the job, and reoccurring pain. It helps the client find medical care, file their claim, and negotiate with the insurance company. Partner Chris Spaulding is a member of the Iowa Association of Workers' Compensation Attorneys.

  • Workplace Injury

Attorney Information

Attorney NameBar StatusExperience
Christopher Spaulding - PartnerActive32 yrs
Nicholas Shaull - PartnerActive15 yrs

6611 University Avenue, Des Moines, IA50324

Expertise.com Rating

Review Sources

Google
4.7 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (25)(71)
Yelp
3.5 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (26)(3)

Why choose this provider?

Schott, Mauss, & Associates is a personal injury law firm serving the community of Des Moines and the nearby areas. The firm has experience with workers' compensation cases involving injuries caused by frequent lifting, falling objects, slips and falls, improper use of machinery and tools, and repetitive motions. Its attorneys litigate and negotiate on the client's behalf to obtain compensation for their recovery. Partner Max Schott has been listed as a Super Lawyer for over 10 years.

  • Workplace Injury

Attorney Information

Attorney NameBar StatusExperience
James Neal - Partner & AttorneyActive13 yrs
Max Schott - FounderActive37 yrs

301 East Walnut Street, Suite 1, Des Moines, IA50309

Expertise.com Rating

Review Sources

Google
4.3 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (27)(11)

Why choose this provider?

The Dickey Campbell Sahag Law Firm P.L.C. serves clients in Des Moines. Its civil litigation practice covers workers' compensation claims, obtaining benefits for injured employees in workplace accidents. It also represents individuals in employment discrimination, medical malpractice, car accidents, and wrongful death cases. Additionally, the firm defends clients charged with criminal offenses.Founding attorney Gary Dickey drafted Executive Order 42, which restored the right to vote in Iowa to ex-felons who had already served their sentences. He is a member of the Iowa Association of Justice.

  • Wrongful Death

1415 Grand Avenue, West Des Moines, IA50265

Expertise.com Rating

Review Sources

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5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (28)(14)
Facebook
5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (29)(10)
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5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (30)(1)

Why choose this provider?

Lawyer, Lawyer, Dutton, Drake, & Conklin LLP is a team of personal injury and workman's comp attorneys near Des Moines. The firm's partners have over 120 years of combined legal experience, and they advocate for employees who were injured, permanently and temporarily disabled, and scarred due to their jobs. The team handles mediation and litigation in order to recover fair compensation for the client. It also takes injury cases involving auto accidents and explosions.

  • Workplace Injury

Attorney Information

Attorney NameBar StatusExperience
John Lawyer - PartnerActive10 yrs
Jim Lawyer - PartnerActive45 yrs
David Drake - PartnerActive47 yrs
Channing Dutton - PartnerActive44 yrs

317 6th Ave., Des Moines, IA50309

Expertise.com Rating

Review Sources

Google
5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (31)(4)

Why choose this provider?

F. John Spellman Attorney at Law represents clients in and around the Des Moines area. The firm assists injured employees pursue compensation for a wide variety of workplace-related injuries, such as lower back complications, herniated discs, hip injuries, and rotator cuff trauma. It also handles personal injury cases, helping clients pursue legal relief from various forms of civil negligence, ranging from slips and falls to car accidents. John Spellman has been practicing law for over two decades.

  • Temporary Disability
  • Permanent Disability

300 Walnut Street, Suite 5, Des Moines, IA50309

Expertise.com Rating

Review Sources

Google
4.2 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (32)(31)
Facebook
4.3 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (33)(9)

Why choose this provider?

Galligan Law offers legal assistance and counsel to clients in Des Moines. It protects the rights of workplace injury victims, representing clients suffering head trauma, sensory loss, paraplegia, bone fractures, and amputation. The firm also handles claims arising from motor vehicle wrecks, hazardous drugs, farm accidents, and dangerous premises. Brian P. Galligan, one of its attorneys, is a second-generation legal professional who received his Juris Doctor in 2000. He is an Iowa Academy of Trial Lawyers Fellow and a Trial Lawyers for Public Justice member.

  • Wrongful Death
  • Temporary Disability

1441 29th St Ste 111, West Des Moines, IA50266

Expertise.com Rating

Review Sources

Google
4.6 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (34)(5)
Facebook
5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (35)(5)

Why choose this provider?

Neifert Byrne & Ozga, PC, is a boutique law firm serving clients in Des Moines. The company offers legal services to injured employees in workers' compensation clients. Jason Neifert, James Byrne, and Martin Ozga defend the rights of injured workers to quality medical care and just financial compensation from their employers and insurance providers. The attorneys have over 80 years of combined experience handling workers' compensation cases. They also litigate lawsuits involving long-term disability, Social Security disability, and personal injury claims.

  • Temporary Disability
  • Permanent Disability

2700 Westown Parkway, Suite 170, West Des Moines, IA50266

Expertise.com Rating

Why choose this provider?

Huber, Book, Lanz & McConkey, PLLC, was founded over 85 years ago to provide legal services in Des Moines. Since its founding, it has focused its practice on trial work in the area of workers' compensation. Its lawyers advise on matters relating to the Iowa workers' compensation law, attend mediations on behalf of clients, and draft settlement agreements. They also litigate personal injury claims ranging from mesothelioma cases to product liability lawsuits. The team has represented large corporations such as Home Depot, Liberty Mutual, and Plastics Engineering.

  • Permanent Disability

1000 73rd St, West Des Moines, IA50265

Expertise.com Rating

Review Sources

Avvo
5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (36)(7)
Google
5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (37)(3)
Yelp
1.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (38)(1)

Why choose this provider?

King Law PLLC is a workers' compensation law firm that caters to people in Des Moines. Lawyer Marc King's experience in representing insurance companies allowed him to gain knowledge on how they set up cases to limit clients' rights and recovery in claims. King has more than two decades of experience in helping plaintiffs obtain just compensation in injury claims. He also offer representation in personal injury cases involving situations like vehicular accidents, slips and falls, premises liability, and dog bites.

  • Premises Liability

14225 University Avenue, Suite 142, Waukee, IA50263

Expertise.com Rating

Review Sources

Google
5.0 17 Best Des Moines, IA Workers Compensation Attorneys | Expertise.com (39)(14)

Why choose this provider?

Ballard Law Firm, PLLC, helps individuals with workers' compensation claims in Des Moines and the surrounding communities. It represents workers in cases involving work-related injuries, such as head, back, shoulder, knee, and fatal injuries. It also provides legal counsel to clients injured in construction, factory, and industrial accidents. In addition, the firm serves victims of nursing home abuse and neglect. James Ballard, the managing attorney, graduated with honors from law school. He has more than 20 years of legal experience.

  • Temporary Disability
  • Permanent Disability

Compare our Top Workers Compensation Attorneys

NameExpertise RatingAddressPromotionsLearn more
Spellman Law Firm319 Southwest 5th Street, Des Moines, IA50309

View More

Hemminger Law Firm2454 Southwest 9th Street, Des Moines, IA50315

View More

Rouse Law P.C.4940 Pleasant Street, West Des Moines, IA50266

View More

Bandstra Law Firm505 5th Ave. Ste 810, Des Moines, IA50309

View More

Coppola, McConville, Carroll, Hockenberg & Flynn, P.C.2100 Westown Parkway, Suite 210, West Des Moines, IA50265

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Erbe Law Firm2501 Grand Avenue, Des Moines, IA50312

View More

Miller, Zimmerman & Evans535 S.W. 11th Street, Suite 100, Des Moines, IA50309

View More

SPAULDING & SHAULL, PLC2423 Ingersoll Avenue, Des Moines, IA50312

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Schott Mauss & Associates6611 University Avenue, Des Moines, IA50324

View More

Dickey Campbell Sahag Law Firm P.L.C.301 East Walnut Street, Suite 1, Des Moines, IA50309

View More

Lawyer, Lawyer, Dutton, Drake & Conklin, L.L.P.1415 Grand Avenue, West Des Moines, IA50265

View More

F. John Spellman Attorney at Law317 6th Ave., Des Moines, IA50309

View More

Galligan Law300 Walnut Street, Suite 5, Des Moines, IA50309

View More

Neifert, Byrne & Ozga, P.C.1441 29th St Ste 111, West Des Moines, IA50266

View More

Huber, Book, Lanz & McConkey, PLLC2700 Westown Parkway, Suite 170, West Des Moines, IA50266

View More

King Law PLLC1000 73rd St, West Des Moines, IA50265

View More

Ballard Law Firm, PLLC14225 University Avenue, Suite 142, Waukee, IA50263

View More

Disclaimer: Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

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FAQs

  • What is the non-emergency contact number for the local police station in Des Moines, Iowa?

    The non-emergency phone number of the Des Moines Police Department is 515-283-4811.

  • Where can I get a copy of police report for incidents related to my case in Des Moines, Iowa?

    The Des Moines Police Department will provide copies of public records upon request in one of the following ways:-Online through the submission of the form located at https://forms.office.com/Pages/ResponsePage.aspx?id=yvTRtZprxkGF4e2PSYpaNT28pA8N1TNPlBdNH6gHi1RUM0tDMUgyNERUREhFNElVREg3T0w5TjI3VC4u.-By sending the finished application via mail to the Des Moines Police Department at 25 East 1st Street, Des Moines, Iowa 50309.-By physically bringing the finished application to the police station at 25 East 1st Street.

  • If you sustain an injury at work in Des Moines, may you go to your own doctor?

    A worker hurt on the job in Des Moines might not be permitted to pick his own doctor, especially if the employer did not permit it. In Iowa, the employer has the authority to direct and select medical care providers. However, Iowa Code 85 27(4) allows injured employees to file a substitute care demand if they are receiving unreasonable treatment.

  • Can an employer in Des Moines require an injured employee to use personal sick days and vacation time after a job injury?

    No. Per Des Moines laws, an employer cannot make an injured employee utilize vacation time or accrued sick days in lieu of receiving workers' compensation benefits for time lost from work. A worker who is entitled to weekly compensation benefits may only be paid sick and vacation time by an employer if the worker consents to this arrangement.

  • Are copies of medical records available to injured workers in Des Moines?

    Yes. According to Des Moines law, an injured worker has the right to obtain copies of all medical documents in the employer or insurance company's custody. This is a frequent issue because insurance providers and some employers assert that they are the only ones authorized to access medical records, which is untrue. According to Iowa law, medical documents must be produced upon the injured worker's request.

  • Should you accept a lump sum payment right away for your Des Moines workplace injury?

    Accepting a lump sum payout after a workplace accident in Des Moines is an unwise idea without first speaking to a lawyer focusing on workers' compensation. A final settlement will always end your ability to receive additional weekly compensation, a recovery period, or permanent benefits should your condition worsens. These important rights shouldn't be waived without a comprehensive review of your situation.

  • When can you go back to work in Des Moines after suffering a work-related injury?

    If you receive a medical discharge from your doctor after suffering a work-related injury in Des Moines, you can go back to work. Maintaining communication with your employer and claim representative is crucial throughout your recovery process so that you know the proper actions to take. You might be able to return to your old job, but you'll need to work with your employer to develop a new job description if you have new limitations.

  • What does a workers’ compensation attorney do?

    Workers’ compensation attorneys help injured employees recover monetary benefits following workplace accidents and illnesses. Attorneys in this practice area provide legal advice, gather evidence, review medical records, prepare petitions, and negotiate insurance settlements. They also represent clients’ interests during court cases and administrative hearings overseen by state workers’ compensation boards.

  • What are the benefits of filing a workers’ compensation claim?

    Workers’ compensation insurance gives employees access to vital cash benefits in case of workplace injuries or illnesses. Filing a claim can help injured workers pay for medical care, physical therapy, and essential living expenses while they recover from a temporary or permanent disability. Workers’ compensation also pays for funeral and burial expenses following fatal workplace injuries.

  • How long does a workers’ compensation claim stay open?

    Workers’ compensation claims typically remain open as long as the individual is receiving treatment or until the injured party reaches maximum medical improvement. This milestone varies for each person, and it can take years to determine whether a disability is temporary or permanent. Additionally, there’s a fixed time limit for filing a lawsuit. The statute of limitations can be anywhere from six months to two years from the date of the injury or the date of the last payment, depending on the worker’s state of residence. A qualified attorney can explain your state’s specific rules.

  • What is the average payout for a workers’ compensation claim?

    Nationally, the average workers’ compensation claimant receives $21,800. Payouts range from $2,000 on the low end to upwards of $60,000 for well-compensated workers in high-income areas. The exact amount depends on the claimant’s average weekly paycheck, the extent of the injuries, and their state of residence. Individuals who accept an insurance settlement or initial offer typically receive less than those who negotiate or have an attorney represent them before an arbitrator or workers’ compensation judge.

  • How are settlements calculated in workers’ compensation cases?

    Settlements typically cover current and future medical expenses, vocational rehabilitation or retraining, and two-thirds of lost wages. The total amount may vary depending on whether the worker’s disability is temporary or permanent. Workers’ compensation also pays death benefits, including funeral expenses and two-thirds of wages for up to 25 years or a state-specified maximum.

  • What is workers comp?

    Workers' compensation is an insurance program that provides medical care, rehabilitation, and other benefits for employees who are injured or fall ill while performing assigned work duties. Common reasons for filing a workers' comp claim include slip and fall injuries, machinery accidents, or muscle strains while lifting heavy items.

    All businesses must carry some form of workers' compensation insurance, with minimum guidelines imposed by the state of residence. Workers' comp is intended to safeguard both the employee and the employer by providing a social safety net. This can protect companies from civil suits and guarantee that injured employees receive the benefits they need.

  • What does workers comp cover?

    Workers' compensation insurance covers benefits associated with a wide range of accidents and illnesses that may occur in a place of work. This can include:

    • Medical benefits, such as payments for treatments, hospitalizations, or surgeries
    • Compensation for lost wages while not working
    • Coverage for ongoing care, such as physical therapy
    • Continued access to benefits, including insurance provided through an employer
    • Disability benefits, if an injury results in a permanent loss of functioning in some manner
    • Death benefits and funeral expense coverage

    How and when workers' compensation coverage applies depends on the illness or injury in question and the results of a medical exam. An unsatisfactory ruling by an insurer can be appealed with help from a workers' comp attorney.


  • What does a workers comp defense attorney do?

    A workers' compensation defense attorney is a legal professional who represents the employer in a workers’ comp case. Typically, the defense attorney works to minimize the employer’s liability and reduce the amount of benefits to be paid out.

  • When does workers comp start paying?

    How and when workers' comp starts paying can depend on both the circ*mstances and the state in which an injury took place. In most areas, benefits related to medical care start paying out immediately, even before a claim is formally processed or accepted. Once a case is approved, injured workers may be entitled to other benefits, including coverage for lost wages.

  • How much is workers comp insurance for self-employed people?

    Workers' compensation isn't required for self-employed individuals, but those working in dangerous industries, such as construction or manufacturing, may choose to purchase policies. In some cases, employers may request this coverage when hiring a contractor. While costs will vary based on industry and location, most freelancers can expect to pay around $25 to $50 per month.

  • How do I file a workers comp claim?

    A workers' comp claim is best filed as soon as an injury occurs. In some states, there are time limits, such as one month following an incident.

    After an injury, an employee must notify their employer. The employer must then provide access to the necessary forms and offer guidance. Employees must fill out all forms and return them to the employer who then files them with the insurer. Some states have additional requirements, including assessment by a medical provider. Once the paperwork has been filed, the insurance provider issues a ruling. If the ruling is unfavorable, the employee may choose to appeal the decision with the support of an attorney.

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